The other day, a gentleman wrote a letter to the editor of my local newspaper, complaining about the new healthcare law. It seems that he cannot find anyone who will enforce the provision in this legislation that allows parents to keep their children on their health insurance policies until they turn 26.
Despite this new law, his insurance company is planning to drop his 22-year-old daughter from his policy, once she graduates from college next month. He has been unable to find anyone associated with the government or his employer who will tell the insurance company that they cannot drop her. Therefore, he was bemoaning the fact he will have to purchase a separate policy for her.
However, this whole issue raises some questions in my mind. Just when does parental obligation end? Or has it now become a cradle-to-grave commitment? If not, at what point should a young person be cut loose from the nest and introduced to the wonderful world of adulthood?
I don’t know for sure, but I have little doubt that this gentleman and his wife paid for all or part their daughter’s college expenses in addition to other support, such as a car and spending money. Many of us were not or are not so fortunate. Isn’t 22 years of support through the end of college enough? Why should young, healthy college graduates expect their parents to continue providing them with stuff like health insurance?