No-holds-barred commentary (and humor) by Terry Mitchell on a variety of subjects such as current events, society and culture, politics, personal finance, technology, religion, health and well-being, sports, media issues, and trivia.
His blog entries have been picked up or linked to by mainstream news services like Reuters, CNN, Wall Street Journal Online, USA Today, the Houston Chronicle, the Austin American-Statesman, the Dallas Morning News, the Chicago Sun Times, the Palm Beach Post, CoxOhio.com, Northwest Florida Daily News, ConsumerAffairs.com, WWL-TV, WMUR, and WNBC. In addition to his blogging, he is currently a regular columnist for etalkinghead.com and American Chronicle. He has also written over 100 feature-length articles that have appeared on numerous Web sites.
In this blog, Terry will never miss an opportunity to assail political correctness or take pot shots at the conventional foolishness.
In this age of information overload, Terry knows that most people don't have time to read long, rambling blog entries. Therefore, he serves up most of his posts on this blog in small, bite-size portions. You'll appreciate his cut-to-the-chase writing style that gets straight to the point without the unnecessary and boring lead-ins.
Also, Terry makes following promises in regard to this blog that very few bloggers will make:
1) Posts which are always family-friendly and free of profanity and vulgarity (despite this fact, this blog is never boring and never shies away from controversy).
2) A reasonable effort to assure proper spelling, grammar, punctuation, capitalization, and sentence structure.
Readers are free to comment, both pro and con, on any post. However, any comments that include profanity or name-calling will be promptly deleted. One who cannot defend his position on a given issue without resorting to such tactics is, at best, too ignorant to adequately defend his position, and at worst, lacking a defensible position altogether.
For Terry's biography (in his own words), see the "ABOUT" link on the left side of this page, just below his photo.
Ha! Try saying "rent" to a person in NY with bad credit. Take my situation for example, I am a successful software engineer, I have a six digit income, no debt other than minor things like pre-owed car payments, and I currently live in a cheap apartment in a run down building in a poor neighborhood in the Bronx. Why you ask? Well, because I have an absurd dispute with the student loan company submitting 9 negative items to my credit report. For the past three months I have been trying improve my living situation but no landlord will accept me. Real estate agents reject me. I try to offer to pay additional months of security and payments of month's rent in advance...and still no dice.
Something has to be done about the system that assigns credit scores. It doesn't take into count assets and income, only negative items. And sometimes getting companies to remove those negative items is like pulling teeth. I am getting ready to go to court over this and recently a regional manager at the bank that owns this student loan company has offered his assistance. We'll see what happens. At this rate I could have enough money saved to buy a home without a mortgage.
I am still trying to figure out what causes such a flaw in the system. Is it liberalism? Are we to blame the system or the landlords that abide by it? It is a philosophical question upon which, in my opinion, is worth a few moments of my time to ponder.
Posted by: Miguel Neder | February 02, 2008 at 02:36 AM